About Me

Wealth Women And Wisdom has been an idea percolating for over a decade.

This site is for women in the prime of their lives who while they may have financial and health challenges desire more and know that they are meant for a richer more fulfilling life. I know you can achieve your financial dreams since I had those dreams become my reality.

How I Got Here

Being financially free is something that is important to everyone and I am no exception. My name is Charmain and I have been on this pathway for over 20 years. I got out of debt in 2006 when I was a student doing my graduate degree far away from home.

It was a challenging time since I was a full time student, and having over $6K in debt.  However, somehow I was able to pay off the debt in under a year working just 6 hours a week.

Part of making any financial goal happen is mindset. When you get in the right mindset and take action, miracles can happen.

Using some basic principles, I was able to change my life. I also shared with a close friend and she was able to retire debt free with her mortgage fully paid. These days she is working part-time to fund her travels around the world.

Years later, I shared with a colleague who paid off most of her debts, the major one – the house mortgage – being paid off as I write this.
These are just 2 examples of women with whom I have shared my ideas.

Based on what I shared, I wrote the book Guiding Your Life Out Of The Pit Of Debt. I have never promoted it, yet it has some sales and reviews.

It has certainly has done what I intended, to make a positive impact on the lives of others.

The book was never meant to be an all encompassing financial to do list. It was meant to be a starting point for those in debt. Those without debt and struggling can still use some of the principles as you need to assess what is happening in your lives – where there are leaky buckets.

Why Wealth Women And Wisdom

As a child growing up, my perception was one of lack – lack of money, lack of an abundance of food. This shaped my life and when I started to work one of my core goals was to help women of all ages who were in similar situations to achieve more in their lives. How I was going to do that was not quite clear.

As I got older, I was able to help on a small scale by impacting lives at the individual level. There were times that it was just a word of wisdom, giving advice, sharing an opportunity and in other cases it was in working with them to change their financial outlook.

Now I am not a financial guru nor was I trained in the field. In fact, my background is in health!

But, what is health? There are many aspects to the term and one of them is your financial health.

Finances can shape your mental, physical, spiritual and emotional health. Oftentimes we work on our physical and spiritual well-being and ignore other aspects of our life. Since we are the sum of parts, a whole being, and not just one part our focus should be on all aspects of our life. So why not work on optimizing your finances as well.

The Mission

My aim with this site is to help more women become financially secure – impacting at the macro level. Security can mean different things. From paying off debt to having a safety net. Whatever it may be, I hope that you can achieve your dreams and desires.

If you ever need a hand or have any questions, feel free to contact me and I will be more than happy to help you out.

To Your Continued Success